Reverse mortgage activity

Reverse mortgage is a way to acquire a property consisting, for the buyer to pay a rent to the seller until he dies.
The buyer becomes the owner at the death of the seller.
The amount of the pension is determined by the seller.
The mandate of sale may provide a bouquet, ie a minimum amount to paiy at the beginning of the contract.
The mandate of sale may provide an indexation for the pension.

Except the popular case of Jeanne Calment who died at 122 years, the reverse mortgage is an interesting and well framed for the buyer as the seller.

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